Buy Now. Pay Later

Waterbox now offers two convenient ways to pay for your aquarium purchase over time, Installments or SplitPay.

Get My Rate

Step 1

Shop Online at

Add items to your cart. Choose Bread and get a real-time decision without it affecting your credit score.

Step 2

Select Your Plan

Check out with Installments or SplitPay with rates starting at 0% APR.

Step 3

Complete Your Purchase

Get your item now and pay over time in monthly installments or four easy payments.


Quick & Simple

Applying is easy. All we need is a few pieces of information and you get a decision in seconds.

Straight-forward Pricing

Simple transparent terms. No prepayment penalties. No deferred interest.

Automatic Payments

Sign up for automatic payments and have the flexibility to change your due date if needed.

Not a Credit Card

Always know how much you’ll pay. Easy equal installments. No surprises.

Get My Rate


Check Bread’s FAQ or reach Bread directly at or (844) 992-7323 ext. 1.

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.