Financing Available
*Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time. Learn More about Bread Pay™.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Check your rate in seconds without leaving our site.
Questions? Visit the Bread Pay help center.
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price and product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.