Buy Now. Pay Later

Waterbox now offers two convenient ways to pay for your aquarium purchase over time.
Installments or SplitPay.

Get My Rate

Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates as low as 0% APR*.

No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.


4 Equal Payments
SplitPay is Bread’s newest payment solution. Now you can split your purchases ($50-$1000) into four easy interest-free payments.

Won’t impact your credit score.
SplitPay is not a loan and checking out with SplitPay won’t impact your credit score.

Always 0% Interest
SplitPay is always 0% APR, so shoppers can purchase more without worrying about interest.

Waterbox Financing


Check Bread’s FAQ or reach Bread directly at or (844) 992-7323 ext. 1.

*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.